GM Financial Auto Financing
GM FINANCIAL LEASE
Is leasing right for you?
If you’re looking for a new Chevrolet, Buick, GMC or Cadillac, leasing through GM Financial is a great option.
TOP REASONS TO LEASE
PAY FOR WHAT YOU DRIVE
You only pay for the portion of the vehicle you use over the term of the lease.
LOWER DOWN PAYMENTS
Down payments are lower, depending on the contract and the monthly payment you want.
Drive a new vehicle every two to four years with all the new tech and design updates.
Many lease terms are the same length as the manufacturer’s warranty.
PAY LESS TAX
Don’t pay sales tax on the entire value of a vehicle. Only on the portion that you use.
For the same monthly payments as buying, you may be able to lease luxury.
Monthly payments may be lower than purchasing the same vehicle depending on contract terms.
If your vehicle is a total loss or stolen, gap coverage helps in most cases with proper insurance coverage.
HOW DOES LEASE WORK
In a sense, leasing a car is similar to buying one. You do enough research and compare models online, go into the dealership, and test drive your top choices to see which one really is best for you. Then, you choose the color, trim level, and options you want for your car or SUV, and talk about financing options. However, there are a few differences between purchasing and leasing a car, and most of them occur at the close of the lease period. When you are finished with your lease, you need to choose whether to buy your car outright or trade it in and begin a new lease. This is your choice, but many people enjoy trading their car in for a new model every three years. If you end up loving your car and decide to buy it at the end of your lease, you'll need to contact us to receive a payoff quote and instructions for purchasing your vehicle.
LEARN ABOUT LEASING
What happens at the end of your lease?
As you reach the end of your lease with GM Financial, you have several different options.
FIND YOUR NEXT RIDE
It’s never too early to start exploring what’s available at your GM dealership. Take a test drive to find your next vehicle.
BUY YOUR LEASED VEHICLE
Do you love your ride so much you don’t want to say goodbye? You can purchase your vehicle at any point during your lease.
RETURN YOUR VEHICLE
If you don’t want to get into a new GM vehicle or buy your lease, you can return it to your dealership.
CREDIT CHALLENGES IN THE PAST?
Even if your credit has experienced some bumps in the road, you may be able to get into a brand-new vehicle with GM Financial.
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